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Loans and Credit Lines

There are times when your “ham and cheese” needs exceed your “peanut butter” budget.  That’s exactly when you should talk to a personal banker at MetaBank.  They can help you with everything from a new car loan to a mortgage for that old white tudor.  And, if you’re just looking to escape the bitter cold of a Midwestern winter, we can help with that too.  It’s just one of the benefits of working with local decision-makers. 



MetaBank loans offer:

  Personalized attention from a trained loan officer.
  Local decision-making with quick turnaround.
  Competitive rates and terms tailored to you.

   
Rates
Payment Protection
Available
.25% Discount(1)
Benefits
Mortgage Loan Fixed
Adjustable
Balloon
Yes No Free pre-approvals, first-time homebuyer programs, fixed payments for easier budgeting, refinancing
Home Equity Loan Fixed Yes Yes May enjoy significant tax benefits(2), loan may be used for any purpose, fixed payments for easier budgeting
Home Equity Line of Credit Adjustable   Yes Yes 24-hour access to your line of credit by phone, check, or ATM; may be tax deductible(2); flexible payment options
Personal & Auto Loans Fixed Yes Yes Loan may be used for any purpose, secured or unsecured options, fixed payments for easier budgeting
Ready Reserve Adjustable NA  No 24-hour loan access by phone, check, or ATM; avoid overdraft charges

1. Discount with automatic payments from a MetaBank checking account.
2. Check with your tax advisor.



Don’t see the type of loan that fits your needs?  Just call, email or visit any of our convenient bank locations and a personal banker can help you immediately.